Skip to content
Premium Truck & Autobody

What Is Insurance Steering?

In Michigan you have the right to choose your repair facility.

All Insurance, collision and restoration work welcome!

For purposes of this web page “Insurance Steering” is defined as the practice of insurance companies directing First Party Insureds and/or Third Party Claimants to or away from specific repair facilities or providers.

The illegality of “Steering” notwithstanding, there are serious problems inherent in the practice. Insurers will “Sell” Consumers on using a particular repair facility or provider by offering to “Guaranty” the repairs to be performed. This means both the insured and repair facility agree to a Method, Scope and Cost of Repairs as defined by the insurer. When the insurer has “Low Cost” as their primary objective, quality – safety, and – post repair resale value suffer.

When a Consumer attempts to have the insurer back up their “Guaranty” of the repairs, they are stone-walled by the insurer and their “Partner” repair facility with assertions that the repairs are “Just Fine.”

Insurance Steering” is a tactic that some insurance companies use to pressure or “steer” a customer to a certain replacement facility. Often they tell customers that using a company “other than whom they recommend” will result in the customer having to pay a portion of the repair.

Don’t fall for insurance steering. Call Premium Truck & Auto Body. We work for you…not the insurance company.

Schedule Your Appointment

Contact us to schedule your auto body estimate appointment. Towing is available!

Expert Body Shop & Vehicle Painting Services

Auto Painting Service Clarkston MI.

We are a local collision shop in Clarkston Michigan, and we specialize in auto body repair, auto painting & auto restorations. TOWING IS AVAILABLE too.

Auto Body Service Clarkston MI.

From auto accident repair to frame straightening and body panel replacement, we do it all. We are a premier auto body repair shop in Clarkston MI.

Clarkston MI Collision Center

If you’ve been in an accident give us a call before you commit to using one of your insurance company’s shops. We offer better results!

Call Now Button